Western Reserve NB, Warren, OH (Charter 3362)

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Postcard view from the Mahoning River of the Western Reserve National Bank
Postcard view from the Mahoning River of the Western Reserve National Bank (left) and The Second National Bank (right) ca1910. Courtesy of Adam Stroup

Western Reserve NB, Warren, OH (Chartered 1885 - Closed 1927)

Town History

Postcard view from the Mahoning River of The Mahoning Building
Postcard view from the Mahoning River of The Mahoning Building, formerly the Western Reserve National Bank (left) and Second National Bank (right), Warren, Ohio ca1930s at night. Courtesy of Adam Stroup

Warren is a city in and the county seat of Trumbull County, Ohio. The municipality is located in northeastern Ohio, approximately 14 miles northwest of Youngstown and 56 miles southeast of Cleveland. The population was 41,558 at the 2010 census. Warren is the second largest city in the Youngstown-Warren-Boardman, OH-PA Metropolitan Statistical Area, and anchors the northern part of that area.

Ephraim Quinby founded Warren in 1798, on 441 acres of land that he purchased from the Connecticut Land Company, as part of the Connecticut Western Reserve. Quinby named the town for the town's surveyor, Moses Warren. The town was the county seat of the Western Reserve, then became the Trumbull County seat in 1801.

During the latter decades of the nineteenth century and throughout the twentieth century, Warren remained an important trading and manufacturing center. By 1888, four railroads connected the community with other parts of Ohio. In that same year, there were five newspaper offices, seven churches, three banks and numerous manufacturing firms in Warren. The businesses manufactured a wide variety of products including linseed oil, furniture, barrel staves, wool fabric, blinds, incandescent bulbs, automobiles, and carriages.

During the late nineteenth and early twentieth centuries, steel production was a major industry in the county because of large deposits of coal and iron ore in surrounding counties. In recent years, many Warren residents have worked in local service and retail sales businesses. Many examples of late 19th and early 20th century architectural styles still stand in downtown Warren, including the Trumbull County Courthouse, which contains one of the largest courtrooms in the state of Ohio, and the Trumbull County Carnegie Law Library.

Warren had six National Banks chartered during the Bank Note Era, and all six of those banks issued National Bank Notes. Warren also had one Obsolete Bank that issued Obsolete Bank Notes during the Obsolete Bank Note Era (1782-1866).

Bank History

  • Organized May 26, 1885
  • Chartered July 6, 1885
  • Succeeded 1578 (Trumbull National Bank, Warren, OH)
  • Assumed 6289 by consolidation February 21, 1907 (New National Bank, Warren, OH)
  • Closed May 24, 1927
  • Consolidated with 2479 May 24, 1927 (Second National Bank, Warren, OH)
  • Circulation assumed by 2479 (Second National Bank, Warren, OH)

The Western Reserve National Bank of Warren, Ohio was organized in 1885. It should be noted that two banks included 'Western Reserve National Bank' in their titles, the first being located in Warren, Ohio, with charter 3362 and the subject of this bank history, and the second being found in Cleveland, Ohio, charter 4782.

On May 26, 1885, about 30 businessmen interested in the Trumbull National Bank of Warren met at the office of John M. Stull and organized a new banking institution. Stock was subscribed to the amount of $100,000. The new institution would be know as the Western Reserve National Bank and would go into operation around July 5th. The maximum stock allowed to each subscriber was $4,000.[1] In July 1885, the acting Comptroller of the Currency authorized the Western Reserve National Bank of Warren, Ohio to begin business with a capital of $100,000.[2]

On Monday, May 2, 1905, Albert Wheeler, one of Warren's foremost citizens died after an illness of several months. He had been the president of the Western Reserve National Bank of Warren since its organization in 1885. He learned the tinsmith trade, formerly operating a repair boat on the Ohio and Mississippi Rivers. He was for years a member of the firm of Jameson & Wheeler, hardware merchants.[3]

In January 1907, a deal was completed whereby the Savings Bank Co. and the New National Bank would consolidate with the Western Reserve National Bank. The merger will be completed on February 22nd and the new bank would have $200,000 capital and a surplus of $140,000. D.A. Geiger, cashier of the Western Reserve National would act in the same capacity in the consolidated bank.[4]

On Monday, April 18, 1927, following the meeting of directors, it was announced that the Western Reserve National Bank and the Second National Bank of Warren would merge. The merger would resulted in a bank with resources over $10 million. Emerson J. Boyd of the Second National Bank would head the new organization and Charles L. Wood, president of the Western Reserve National Bank would retire. Stockholders would meet on May 18th and were expected to approve the merger.[5]

Official Bank Title

1: The Western Reserve National Bank of Warren, OH

Bank Note Types Issued

1902 Red Seal $20 bank note
1902 Red Seal $20 bank note with pen signatures of Daniel A. Geiger, Cashier and S.W. Park, President. Courtesy of Lyn Knight Auctions, www.lynknight.com
1902 Date Back $10 bank note
1902 Date Back $10 bank note with stamped signatures of P.D. Abbott, Cashier and Daniel A. Geiger, President. Courtesy of Lyn Knight Auctions, www.lynknight.com

A total of $2,802,800 in National Bank Notes was issued by this bank between 1885 and 1927. This consisted of a total of 224,224 notes (224,224 large size and No small size notes).

This bank issued the following Types and Denominations of bank notes:

Series/Type Sheet/Denoms Serial#s Sheet Comments
1882 Brown Back 3x10-20 1 - 5501
1902 Red Seal 3x10-20 1 - 5600
1902 Date Back 3x10-20 1 - 18300
1902 Plain Back 3x10-20 18301 - 44955

Bank Presidents and Cashiers

Bank Presidents and Cashiers during the National Bank Note Era (1885 - 1927):

Presidents:

Cashiers:

Other Bank Note Signers

  • There are currently no known Vice President or Assistant Cashier bank note signers for this bank.

Wiki Links

Sources

  • Warren, OH, on Wikipedia
  • Don C. Kelly, National Bank Notes, A Guide with Prices. 6th Edition (Oxford, OH: The Paper Money Institute, 2008).
  • Dean Oakes and John Hickman, Standard Catalog of National Bank Notes. 2nd Edition (Iola, WI: Krause Publications, 1990).
  • Banks & Bankers Historical Database (1782-1935), https://bbdata.banknotehistory.com
  1. The Evening Post, Cleveland, OH, Wed., May 27, 1885.
  2. The Jasper Weekly Courier, Jasper, IN, Fri., July 17, 1885.
  3. The Clyde Enterprise, Clyde, OH, May 4, 1905.
  4. The Plain Dealer, Cleveland, OH, Sun., Jan. 20, 1907.
  5. The Cincinnati Enquirer, Cincinnati, OH, Tue., Apr. 19, 1927.